Dr. Sourav (Sam) Saha is the Founder and CEO of Lithos Advisors, a Carmel, Indiana firm that coordinates insurance, wealth, tax, and real estate planning under one roof. A scientist by training, he earned a PhD in glacial geology at the University of Cincinnati and spent four years in postdoctoral research at UCLA and the University of Kentucky before choosing to build. His conviction is personal: he lost his father at nine, and a single life-insurance decision carried his mother and sister through the years that followed. Lithos exists so other families have that protection in place before they need it. Dr. Sam leads with education first — teaching families to protect what they have, grow it patiently, and pass it on — and is building a team of licensed advisors across the country who hold the same standard. He hosts the podcast From Glaciers to Generational Wealth.